HomeMy WebLinkAboutM1993-322 - 11/23/1993MOTIONS- 11/23/93
2. Motion accepting the City of Corpus Christi's Fair Housing Assessment.
M93-322 ~
FAIR MOUSING ASSESSMENT RECOMMENDATIONS
FAIR HOUSING POLICIES:
(1) The City of Corpus Christi shall enhance the City's fair housing ordinance
to more effectively minimize discriminatory actions and to help foster an
appreciation of other people's world view.
{2) The City of Corpus Christi shall make the creation of affordable housing
opportunities and neighborhood re-development a priority.
Goal (A): Increase compliance of the Federal Fair Housing Act,
Strategies to Achieve Goal (A}.
(1) The Human Relations
(2)
Department shall strengthen the City's Fair
Housing ordinance to make it substantially equivalent with the Federal
Fair Housing Act enabling the Human Relations Department to enter into
a work share agreement with the U. S. Department of Housing and
Urban Development. A work share agreement will allow the City of
Corpus Christi to more fully process housing discrimination claims and
be reimbursed by HUD for the same.
Provide funds for a Fair Housing Officer to further accessibility to fair
housing opportunities by:
a. Providing public education and training on the rights and
protection afforded by the Act and the responsibility of public and
private sector groups to uphold the law.
Establish agreements with the Board of Realtors, the Apartment
Association, the American Bankers Association and other groups
to support fair housing goals through education and training, self
compliance audits, or other means.
Process fair housing discrimination claims through the Human
Relations Department.
Goal (B): The City should implement strategies to meet the affordable housing needs
of Iow and moderate income citizens and special population groups as called for in the
Comprehensive Housing Affordability Strategy (CHAS}.
Strategies to Achieve Goal (B).
(1) The Community Development Department shall continue to coordinate
and expand existing government funded programs with private financial
institutions' reinvestment efforts to address housing and neighborhood
re-development needs.
(2) Development Services Departments shall develop and implement
incentives which encourage the development of affordable housing in all
areas of the City.
(3) A non-profit housing corporation should be established to implement
recommendations and assist the City in developing its city-wide
Comprehensive Housing Affordability Strategy (CHAS) to support
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homeownership and the maintenance and rehabilitation of existing
housing. The corporation would benefit the City and City's economy by:
a. Meeting the City's requirement through the HOME Program to set
Co
so
aside at least 15% of the HOME entitlement for a local
Community Housing Development Organization(s) (CHDO's).
HOME is meant to be a partnership among the Federal
government, state and local governments and those in the for-
profit and non-profit sectors who build, own, manage, finance and
support Iow-income housing initiatives.
Working with key community and business leaders to link
economic development policies (job creation) with housing
development policies (resulting demand for housing and increased
houses choices for all income groups in the community).
Educating people in the home buying process through a mentoring
program that supports the potential homebuyer in the process of
interacting with representatives of real estate agencies, mortgage
lending institutions and insurance companies.
Assisting local financial institutions in satisfying the requirements
of the Community Reinvestment Act.
Bringing together representatives from the private and public
sector, educational institutions and economic development groups
to help coordinate local resources to increase the formal and
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informal educational level of the workforce to improve their ability
to earn better wages by:
1. Promoting existing programs that provide a variety of adult
education programs including preparation for the General
Education Development (GED) certificate through the local
public school systems, community colleges and universities
and adult community education resources.
2. Promoting tuition assistance programs, in-house college
level courses, and other means to advance higher
education.
3. Improving the linkage between job training programs and
local job creation efforts to attract jobs that pay above
minimum wage and give people the ability to service a
home mortgage or afford rental housing payments.
4. Developing a scholarship trust fund to enable college
bound adults to continue their education.
Goal (C): Enhance community input and participation to allow citizens an
opportunity to better their communities by developing self sufficiency and taking
ownership and responsibility for their lives, neighborhoods and communities.
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Strategies to Achieve Goal (C):
a. Sponsor a comprehensive series of neighborhood meetings
designed to allow citizens an opportunity to discuss neighborhood
problems and to allow them to help determine solutions.
Goal (D): The City should conduct an assessment of housing and land development
regulations to determine if they meet the original purpose they were designed to meet
and if the same need remains.
Strategies to Achieve Goal (D):
a. The City Manager should charge a committee of appropriate
departmental staff, ie. Engineering, Planning, Building Inspections,
Community Development and private sector representatives to
evaluate land development regulations.
b. Staff shall continue to pursue actions necessary to carry out
adopted Comprehensive Policy Statements.
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FAIR HOUSING ASSESSMENT EXECUTIVE SUMMARY
The Department of Community Development has conducted a Fair
Housing Assessment that complies with the City's responsibility as
a CDBG grantee and a HOME Program participating jurisdiction to
affirmatively further fair housing. The proposed policies, goals
and strategies of the assessment are intended to promote the
policies of the Fair Housing Act by maintaining a nondiscriminatory
environment in all aspects of the housing marketplace. Moreover,
as part of the Comprehensive Housing Affordability Strategy (CHAS)
the city is required to assess housing needs and to develop
strategies to address the needs identified. The City's Fair
Housing Assessment contains recommendations to address the barriers
to fair and affordable housing needs identified. The following is
a summary of the problems and issues considered that resulted in
the recommendations of the assessment.
The north central area of the city has a high minority
concentration and exhibits the highest degree of housing
problems. From 1980 to 1990, 790 new housing units were added
to this area, however the balance of units lost was 1,919.
This area contains over one-third of the total number of
vacant units (10,737) in the city.
Due to the significant increase in the number of persons below
the poverty level from 1980 to 1990, about one-fifth of the
city's population (50,525) is below the poverty level. The
household income trends for Blacks and Hispanics is predicted
to continue to decline in the future. These trends require
that appropriate measures be taken to improve these trends.
Low educational attainment of Hispanics and Blacks is a
barrier to acquiring jobs that pay above the minimum wage.
There are 26,521 and 21,176 White Non-Hispanics with 1 to 3
years of college and 4 or more years of college compared to
15,103 and 5,341 for Hispanics and 2,149 and 566 for Blacks,
respectively. Measures that attempt to improve access to
safe, decent and affordable housing need to include
educational and employment opportunities.
Locally, Hispanics account for the fastest growing population
group and face the greatest degree of poverty. Based on the
1990 Census, Hispanics make up over 50% of the total
population, and comprise 69% of the 50,525 persons with
incomes below the poverty level.
Some major barriers to homeownership include inability to
accumulate funds for a down payment, the lack of affordable
housing stock, little understanding of the home buying process
and a lack of awareness of housing assistance programs.
The city and area cities need to develop a regional strategy
to help bring people to a condition of homeownership. This
should be part of the area's economic development strategy
since jobs that pay decent wages and job training that
provides marketable skills are needed in order to upgrade the
standard of living and enhance the ability of people to afford
safe, decent and affordable housing.
There is a need to educate the community on the housing rights
of the mentally and physically disabled. These rights are
protected by the Fair Housing Act, yet the community has
little understanding of this. The city as well and agencies
that provide services to the disabled should take the lead in
educating the community on the housing rights of people with
disabilities.
The extent of people's reliance on public assistance programs
needs to addressed to stem increasing dependency on government
assistance. Vocational education needs to be stressed along
with academic skills and a college education. Education and
vocational skills along with decent jobs are major factors
that lead to self sufficiency.
Many neighborhoods with unsightly, deteriorated housing make
the city unattractive to individuals who might consider
relocating here. These conditions lower our tax base and
usually create crime problems which are costly to solve.
The community recognizes that safe, decent and affordable
housing provides a sense of self worth, pride, and values that
promote family stability and a sense of community, especially
for children.
The impact of the city's housing programs has been to improve
existing housing stock and to help stabilize neighborhoods.
However, the city's housing problems are of such a magnitude
that there is a need to more fully coordinate all housing
programs by encouraging the efforts of non-profit groups,
public agencies, and the private sector.
In order to take full advantage of federal funding sources,
priority needs to be given to assist community housing
development organizations or CHDO's to provide affordable
housing.
A comprehensive education and training program on the rights
and responsibilities of the Fair Housing Act and achieving
local substantial equivalency with the Act will allow the city
to ensure the housing rights of local citizens. HUD will
continue to perform audit testing and may require local
enforcement in the future.
According to the 1990 Census, 38,181 or 38.2% of the city's
housing units were 31 years or older. Of the same number
15,522 (15.5%) were both vacant (3,901) and renter (11,621)
occupied. A 1991 housing survey indicated seventy-five
percent of 14,200 housing units were substandard. Of these
approximately 46% required minor repairs and 27% required
moderate to major repairs or demolition.
Extensive efforts to provide housing assistance through
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publicly subsidized housing has brought relief to the long
waiting list for housing assistance. In spite of this, the
4,000 families currently on waiting lists for assisted housing
probably represents only a percentage of the those in need.
Over the last seven years single family construction has
declined to about one-third of what it was prior to 1985.
Since 1986, the number of single family units authorized for
construction annually has not exceeded 1000. This compares to
an annual average of over 1,500 units built between 1980 and
1985.
The city's development and building codes need to be
thoroughly studied to determine if appropriate changes can be
made to reduce the cost of housing. The conflict between the
need for regulation and over-regulation or inflexible
regulation must be evaluated carefully, if the city is to
impact housing affordability. Similarly, the use of
incentives to encourage builders to build affordable housing
needs to be pursued.
Although an apartment occupancy survey shows an occupancy rate
of over 90%, new multi-family housing is not being
constructed. Since 1986 only 390 multi-family units have been
authorized for construction, a drop from a high of over 3,800
units at its peak in 1984 to less than 100 units over the last
two years.
Housing assistance resources made available to the general
population do not generally benefit population groups with
special needs. The City's CHA$ addresses the housing needs of
special population groups such as large families, the elderly
and frail elderly, the disabled and the indigent who require
a greater commitment of planning and resources to meet their
needs.
In arriving at the recommendations of the Fair Housing
Assessment, an effort was made to address the root cause of the
problems identified rather than the symptoms. The proposed goals
and strategies of the Fair Housing Assessment were developed based
on the need to provide greater access to housing by making the
creation of affordable housing opportunities and neighborhood re-
development a priority; and to provide fair housing opportunities
by enhancing the City's fair housing ordinance to more effectively
minimize discriminatory actions and to help foster an appreciation
of other people's world view. Upon acceptance of the Fair Housing
Assessment, staff will develop an implementation plan to include
success measures to assure accountability. Recommendations
requiring City Council consideration will be brought back for
approval.