HomeMy WebLinkAboutC2008-281 - 8/12/2008 - ApprovedAFFORDABLE HOUSING PROJECT AGREEMENT
CATHOLIC CHARITIES OF CORPUS CHRISTI, INC. -
HOME BUYER EDUCATION AND COUNSELING
This Affordable Housing Project Agreement ("Project Agreement") is entered into
between the Corpus Christi Business and Job Development Corporation
("Corporation"), the City of Corpus Christi ("City"), and Catholic Charities of Corpus
Christi, Inc. ("Grantee").
WHEREAS, the Texas Legislature in Section 4A of Article 5190.6, Vernon's Texas
Revised Civil Statutes (Development Corporation Act of 1979) empowered local
communities with the ability to adopt an optional local sales and use tax as a means of
improving the economic health and prosperity of their citizens;
WHEREAS, on November 5, 2002, residents of the City of Corpus Christi passed
Proposition 2, New and Expanded Business Enterprises, which authorized the adoption
of a sales and use tax for the promotion and development of new and expanded
business enterprises at the rate of one-eighth of one percent to be imposed for 15
years;
WHEREAS, in the same election, the residents of the City passed Proposition 2B,
Affordable Housing, which authorized the use of a portion of the sales and use tax
approved under Proposition 2 for affordable housing, up to $500,000 annually, so long
as there are projects for which the amount can reasonably be used;
WHEREAS, the 1/8 cent sales tax authorized by passage of Proposition 2 and allocated
under Proposition 2B for affordable housing was subsequently enacted by the City's
City Council ("City Council"), and filed with the State Comptroller of Texas, effective
April 1, 2003, to be administered by the Corporation's Board of Directors ("Board");
WHEREAS, the Board issued a request for proposals for affordable housing projects;
WHEREAS, Grantee submitted a proposal to the Board to request funds to provide
homebuyer education and counseling to assist prospective low and moderate income
homebuyers.
WHEREAS, the Board has determined that it is in the best interests of the residents of
the City that affordable housing funds be awarded, by execution of this Project
Agreement, to accomplish the affordable housing project described in this agreement
and in Grantee's proposal;
In consideration of the covenants, promises, and conditions stated in this Project
Agreement, the Corporation, Grantee, and the City agree as follows:
1. Project Agreement to Implement Affordable Housing Project. This Project
Agreement between the Corporation, the City, and Grantee is executed to implement
.. __ _.__ __~ ~_..,lopment of an affordable housing project proposed by Grantee
2008-281
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Catholic Charities - 4A Board
in response to the Board's request for proposals ("Project Response"). The Project
Response submitted by Grantee, entitled "Catholic Charities Home Buyer Education
and Counseling Program" ("Project") is attached to this Project Agreement as Exhibit A,
and is incorporated in this Project Agreement by reference.
2. Effective Date. The effective date of this Project Agreement is the latest date on
which a party to the Project Agreement executes this Project Agreement. ("Effective
Date")
3. Expiration Date. This Project Agreement expires on July 31, 2009.
4. Services to be Provided by City.
a. The City, through the City's City Manager or his designee ("City Manager"),
administers the funding and performs contract administration responsibilities, as
outlined in this Project Agreement, for the Corporation.
5. Services to be Provided by Grantee.
a. Grantee shall provide homeownership education, financial literacy, guidance, anc
one-on-one counseling to families and individuals in the City, with an emphasis on
foreclosure prevention and mortgage delinquencies. This Project must be targeted
to low and moderate income families within the city limits of the City, including those
living above 100% of the Federal Poverty Guideline.
b. Grantee shall offer workshops, provide one-on-one counseling, and advocate to
lenders for better terms and better loan products.
c. Grantee shall add one additional Housing Counselor for one year.
d. Grantee shall provide services to an additional 300 clients who reside within the
City.
e. Grantee shall offer 12 additional workshops for 300 participants in English, and
four (4) workshops to 30 participants in Spanish.
6. Services to be Provided by Corporation. The Corporation will provide a grant of
$56,000.00 for the Project.
7. Documentation and Reports.
a. Grantee shall maintain all documentation relating to the receipt and
expenditure of the funds provided under this Project Agreement for a period of
three years following the expiration of this Project Agreement or for such longer
period as may be required by Federal or State law.
b. Grantee shall provide access to all records, documents, reports, and audits,
regarding the funded activity under this Project Agreement, during regular
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business hours, for the purpose of inspection and copying by the City Manager.
Furthermore, Grantee shall provide to the City Manager any information
pertinent to this Project Agreement, as may be requested during the term of this
Project Agreement.
c. Grantee shall submit a performance report ("Quarterly Report") to the City
and the Corporation at least once each quarter, and a complete performance
report ("Final Report") within 30 days of the expiration of this Project
Agreement. The Quarterly and Final Reports must contain all relevant details
pertaining to education and counseling services provided to prospective low and
moderate homebuyers and recent purchasers of homes through the various
affordable housing programs, and include any supporting documentation
required to substantiate the written narrative contained in the reports.
8. Amendments or Modifications.
a. No amendments or modifications to this Project Agreement may be made, nor
any provision waived, unless the amendment or modification is made in writing
and signed by persons duly authorized to sign agreements on behalf of all
parties.
b. The Executive Director and City Manager are authorized to execute minor
amendments or modifications to this Project Agreement, by exchange of letters
with the Grantee. The minor amendments and modifications may relate to the
timing of performance and reporting, the scope of work to be performed, the
number of homebuyers assisted, or the amount of assistance provided to each
homebuyer. However, the minor amendments or modifications may not increase
the amounts of money available to the Grantee under this Project Agreement.
9. Severability.
a. If for any reason, any section, paragraph, subdivision, clause, provision,
phrase or word of this Project Agreement or the application of this Project
Agreement to any person or circumstance is, to any extent, held illegal, invalid,
or unenforceable under present or future law or by a final judgment of a court of
competent jurisdiction, then the remainder of this Project Agreement, or the
application of the term or provision to persons or circumstances other than
those as to which it is held illegal, invalid, or unenforceable, will not be affected
by the law or judgment, for it is the definite intent of the parties to this Project
Agreement that every section, paragraph, subdivision, clause, provision,
phrase, and word of this Project Agreement be given full force and effect for its
purpose.
b. To the extent that any clause or provision is held illegal, invalid, or
unenforceable under present or future law effective during the term of this
Project Agreement, then the remainder of this Project Agreement is not affected
by the law, and in lieu of any illegal, invalid, or unenforceable clause or
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provision, a clause or provision, as similar in terms to the illegal, invalid, or
unenforceable clause or provision as may be possible and be legal, valid, and
enforceable, will be added to this Project Agreement automatically.
10. Compliance with Laws. Grantee shall comply with all applicable Federal, State,
and local government laws, rules, regulations, and ordinances which may be relevant to
Grantee's performance under this Project Agreement.
11. Jurisdiction and Venue.
a. This Project Agreement is governed by and must be construed under the
laws of the State of Texas.
b. All actions brought to enforce compliance with this Project Agreement must
be brought in Nueces County, Texas, where this Project Agreement was
entered into and must be performed.
12. Acknowledgment and Construction of Ambiguities. The parties expressly
agree that each has independently read and does understand this Project Agreement.
By Grantee's execution of this Project Agreement, Grantee agrees to be bound by the
terms, covenants, and conditions contained in this Project Agreement. Any ambiguities
in this Project Agreement may not be construed against the drafter.
13. Indemnity. Grantee must fully indemnify and hold harmless the
City of Corpus Christi, the Corpus Christi Business and Job
Development Corporation, and their officers, employees, and agents
(hereinafter, collectively "Indemnitees") from and against any and all
liability, damage, loss, claims, demands, expenses, suits, and causes
of action of any nature whatsoever on account of injury or damage to
person (including, without limitation on the foregoing, premises
defects, workers' compensation, and death claims) or property loss or
damage of any kind whatsoever which arise out of or are in any
manner connected with, or are claimed to arise out of or be in any
way connected with, either proximately or remotely, wholly or in part,
any activities by Grantee, its officers, employees, agents, members,
invitees, or independent contractors with respect to this Project
Agreement or the Project that is the subject of this Project
Agreement, regardless of whether such injuries, death, or damages
are caused, or are claimed to be caused, by the contributory
negligence of any of the Indemnitees, but not if caused by the sole
negligence of the Indemnitees unmixed with the fault of any other
person or entity. Grantee covenants and agrees that if Indemnitees,
or any of them, are made a party to any litigation against Grantee or in
any litigation commenced by any party other than Grantee relating to
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this Project Agreement or Project, Grantee shall, upon receipt of
reasonable notice regarding commencement of litigation, at its own
expense, investigate all claims and demands, attend to their
settlement or other disposition, defend Indemnitees in all actions
based thereon with legal counsel satisfactory to Indemnitees, and pay
all charges of attorneys and all other costs and expenses of any kind
arising from any said liability, damage, loss, demand, claim, or action.
14. Warranties. Grantee warrants and represents to Corporation the following:
a. Grantee is a duly organized, validly existing, and in good standing under the
laws of the State of Texas, has all authority to carry on its business as presently
conducted in Corpus Christi, Texas.
b. Grantee has the authority to enter into and perform, and will perform, the
terms of this Project Agreement.
c. Grantee has timely filed and will timely file all local, State, and Federal tax
reports and returns required by law to be filed and all taxes, assessments, fees,
and other governmental charges, including applicable ad valorem taxes, have
been timely paid, and will be timely paid, during the term of this Project
Agreement.
d. Grantee has received a copy of the Texas Development Corporation Act of
1979, Art. 5190.6, Vernon's Texas Revised Civil Statutes, and acknowledges that
the funds granted in this Project Agreement must be utilized solely for purposes
authorized under State law and by the terms of this Project Agreement.
e. If an audit determines that the funds were not used for authorized purposes,
Grantee agrees to reimburse Corporation for the sums of money spent for
purposes not authorized by law within 30 days written notice requesting
reimbursement.
f. The parties executing this Project Agreement on behalf of Grantee are duly
authorized to execute this Project Agreement on behalf of Grantee.
15. Events of Default. The following events constitute a default of this Agreement:
a. Failure of Grantee to timely, fully, and completely comply with any one or
more of the requirements, obligations, duties, terms, conditions, or warranties of
this Project Agreement.
b. The Corporation or City determines that any representation or warranty on
behalf of Grantee contained in this Project Agreement or in any financial
statement, certificate, report, proposal, or opinion submitted to the Corporation in
connection with this Project Agreement was incorrect or misleading in any
material respect when made.
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c. Any judgment is assessed against Grantee or any attachment or other levy
against the property of Grantee with respect to a claim remains unpaid,
undischarged, or not dismissed for a period of 30 days.
d. Grantee makes an assignment for the benefit of creditors.
e. Grantee files a petition in bankruptcy, or is adjudicated insolvent or bankrupt.
f. If taxes on property owed by Grantee become delinquent, and Grantee fails to
timely and properly follow the legal procedures for protest or contest.
g. Grantee changes the general character of its business as conducted on or
following the date this Agreement is approved by the Corporation.
16. Notice of Default. Should the Corporation or City determine that Grantee is in
default under the terms of this Agreement, the Corporation or City shall notify Grantee in
writing of the event of default and provide 60 days from the date of the notice ("Cure
Period") for Grantee to cure the event of default.
17. Results of Uncured Default. After exhausting good faith attempts to address any
default during the Cure Period, and taking into account any extenuating circumstances
that might have occurred through no fault of Grantee, as determined by the Board of
Directors of the Corporation, the following actions must be taken for any default that
remains uncured after the Cure Period:
a. Grantee shall immediately repay to Corporation, with interest at the interest
rate paid by the City on its most recently issued general obligation bonds from
date of expiration of Cure Period until fully paid, all funds not used under terms of
this Project Agreement.
b. Grantee shall pay Corporation reasonable attorney fees and costs of court to
collect amounts due to Corporation.
c. The Corporation shall have no further obligations to Grantee under this
Project Agreement and this Project Agreement shall terminate.
d. Neither the City nor the Corporation may be held liable for any consequential
damages.
e. The Corporation may pursue all remedies available under law.
18. No Waiver.
a. No waiver of any covenant or condition, or the breach of any covenant or
condition of this Project Agreement, constitutes a waiver of any subsequent
breach of the covenant or condition of the Project Agreement.
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b. No waiver of any covenant or condition, or the breach of any covenant or
condition of this Project Agreement, justifies or authorizes the nonobservance on
any other occasion of the covenantor condition or any other covenant or
condition of this Project Agreement.
c. Any waiver or indulgence of Grantee's default may not be considered an
estoppel against the Corporation.
d. It is expressly understood that if at any time Grantee is in default in any of its
conditions or covenants of this Project Agreement, the failure on the part of the
Corporation to promptly avail itself of the rights and remedies that the
Corporation may have, will not be considered a waiver on the part of the
Corporation, but Corporation may at any time avail itself of the rights or remedies
or elect to terminate this Project Agreement on account of the default.
19. Notices.
a. Any required written notices shall be sent, certified mail, return receipt
requested, addressed as follows:
If to Grantee:
Catholic Charities of Corpus Christi, Inc.
Attn: Executive Director
1322 Comanche
Corpus Christi, Texas 78401
If to Corporation:
City of Corpus Christi Business and Job Development Corporation
Attn: Executive Director
1201 Leopard Street
Corpus Christi, Texas 78401
b. A copy of all notices and correspondence must be sent to the City at the
following address:
City of Corpus Christi
Attn.: City Manager
P.O. Box 9277
Corpus Christi, Texas 78469-9277
c. Notice is effective upon deposit in the United States mail in the manner
provided in subsection a of this section.
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20. Incorporation of other documents.
The Corpus Christi Business & Job Development Corporation 4a Board
Affordable Housing Request for Proposals issued April 7, 2008, is incorporated
into this Project Agreement.
CORPUS CHRISTI BUSINESS &
JOB DEVELOPMENT CORPORATION
21. Relationship of Parties. In performing this Agreement, the Corporation, Grantee,
and the City shall act in an individual capacity, and not as agents, representatives,
employees, employers, partners, joint-venturers, or associates of one another. The
employees or agents of either party may not be, nor be construed to be, the employees
or agents of the other party for any purpose.
22. Nonassignment. Grantee may not assign, mortgage, pledge, or transfer this
Project Agreement or any interest contained in this Project Agreement without the prior
written consent of the other parties to this Project Agreement.
23. Non-discrimination.
a. Grantee may not discriminate nor permit discrimination against any person or
group of persons on the grounds of race, gender, disability, religion, age, or national
origin in any manner prohibited by the laws of the United States or the State of
Texas.
b. The Corporation retains the right to take any action the United States or the State
of Texas may direct to enforce this non-discrimination covenant.
24. Captions. The captions in this Project Agreement are for convenience only and
are not a part of this Project Agreement. The captions do not in any way limit or amplify
the terms and provisions of this Project Agreement.
25. Entire Agreement. This Project Agreement and the referenced and incorporated
documents constitute the entire agreement between the Corporation, the City, and
Grantee for the purpose stated. All other agreements, promises, representations, and
understandings, oral or otherwise, with reference to the subject matter of this Project
Agreement, unless contained in this Project Agreement, are expressly revoked, as the
parties intended to provide for a complete understanding, within the provisions of this
Project Agreement and its referenced and incorporated documents, of the terms,
conditions, promises, and covenants relating to the each party's required performance
under this Project Agreement.
~7~ -~~
al r Date
C airman
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ACKNOWLEDGMENT
STATE OF TEXAS §
§ KNOW ALL BY THESE PRESENTS:
COUNTY OF NUECES §
This instrument was acknowledged before me on I ~ , 2008,
by Eloy Salazar, Chairman, Corpus Christi Business & Job D elopment Corporation, a
Texas nonprofit corporation, on behalf of the corporation.
State
ATTEST:
Armando Chapa
Ciry Secretary
Date: ~ ~-/ ~~~
CITY OF CORPUS CHRISTI
~~
Ge ge K. Noe
City Manager
Date: ~/~~~
APPROVED AS TO FORM: ~ • ~ 4 . o Y
R. Jay Rein g
First Assistant City Attorney
for the City Attorney
Page 9 of 10
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Affordable Housing -Catholic Charities -- Counselling 07222008.doc
CATHOLIC CHARITIES OF CORPUS CHRISTI, INC.
\ir /YYk 4
Linda McKamie T`~ v
Executive Director
Date
ACKNOWLEDGMENT
STATE OF TEXAS §
§ KNOW ALL BY THESE PRESENTS:
COUNTY OF NUECES §
This instrument was acknowledged before me on ~u d ~ ~ , 2008,
by Linda McKamie, Executive Director, Catholic Charities of Corpus Christi, Inc. , a
Texas Domestic Non-Profit Corporation, on behalf of the corporation.
,., ,.
'vv vV'v vvYyLy yry~yyyy~y'~/y;;
• ~ ~ ~+~„-,~ SAVANNAHKIRKPATRICK
;,~~ * Notary Public
OTARY PUBLIC ~ ~a 9tateotTexas
~ My Comm.Sxp.pt10612011
State of Texas titirv~nn~+,ncnn.'s
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REQUEST FOR PROPOSAL (RFP) APPLICATION COVER SHEET
HOUSING COUNSELING CERTIFIED PROGRAMS
Affordable Housing Projects
Corpus Christi Business and Job Development Corporation (4A Board)
Agency: CATHOLIC CHARITIES OF CORPUS CHRISTI
Address: 1322 Comanche Street -Corpus Christi. Texas 78401
Phone #: L3611884-0651 Faz #: (3611884-3956
Project: HUD Anaroved Housing Counseling Program
Contact #1: Yivi Dean
E-mail: ddeanla.diocesecc.org
Contact #2: Linda McKamie
E-Mail: Imckamiena,diocesecc.org
Census Tract: 11
Council Member District: 2
Eligible Activity: Housing Counseling
Amount of Reqaest: $56.000.00
CERTIFICATION:
To the best of my knowledge and belief that all data provided in this application are
true and correM.
aLrr~.'Yn°1~,,,;, o
Linda McI{amie Date
Executive Director
Enclosures: Grant Application w/ Attachments
Cathotlc Charities of Corpus Chr1sN
Ho~hrg Coanrelmg GrnotAppNration
01-05-2008
Agency's Qualifications and Ezoerience
Catholic Charities of Corpus Christi is a US Department of Housing and Urban
Development (HITD}, Approved Housing Counseling Agency. The agency was approved
October 1, 2002 as a comprehensive housing counseling agency to provide Homebuyer
Education and Learning Programs (HELP) and housing counseling services throughout
the State of Texas by fully certified counselors. The department assists with the
prevention of homelessness, encourages responsible homeownership by educating in
group settings and individual counseling sessions clients that are interested in purchasing
a home, those in danger of foreclosures, and/or victims of predatory Iending practices.
The average number of individual counseling sessions is fourteen hours per clients,
depending on the need, some require more time than others in a one-on-one counseling
environment. Our agency provides twelve group sessions per year in English and 4
sessions in Spanish. Educational materials relevant to our HUD Approved Curriculum
are distributed to clients in topics such as:
Pre-Occupancy Counseling: This is a one-on-one counseling which includes the
following: pre-purchase; pre-rental; search assistance/mobility; fair housing; budgeting
for mortgage or rent payments; money management; and housing care and maintenance.
This also may include guidance on alternative sources of mortgage credit; how to apply
for housing assistance; how to identify and avoid predatory lending practices; locating
housing which provides universal design and visibility; green building education;
referrals to community or homeless services and regulatory agencies; and advocating
with lenders for non-traditional lending standards.
Homebuyer Education Programs: These programs are housing related education
programs in which educational materials are used in training sessions for multiple
participants with an approved curriculum, including HUD's HomeBuyer Education and
Learning Program (HELP). For a typical homebuyer education program, participants
complete eight to twelve course hours.
Post-Purcbase/Mortgage Default and Rent Delinquency Counseling: This includes
counseling on how to restructure debt, obtain recertification for rent subsidy, establish
reinstatement plans, seek loan forbearance (Loss Mitigation}, loan modification, and
manage household finances. This counseling can also include helping victims of
Predatory Lending, educating clients on renter's and landlord's rights, explaining the
Cathoac CherfNes of Corpus Christi
Housing Counseling Grant Application
BI-05-26D6
eviction process, providing referrals to other sources and assisting clients with locating
alternative housing or pursuing loss mitigation strategies.
Post-Purcbase/Post-Occupancy Counseling: This includes educational programs and
counseling activities on property maintenance, personal money management, and
relations with lenders and landlords.
Home Equity Conversion Mortgage (HECM) Counseling: HECM counseling assists
clients who are 62 years or older with the opportunity to convert. home equity into income
to pay living, medical, and other expenses.
Home Improvement and Rehabilitation Counseling: This counseling includes
educating clients about their loan and grant options; the loan and/or grant application
processes; what housing codes and housing enforcement procedures apply for the
intended activity; accessibility codes and how to design features to provide accessihility
for persons with disabilities; non-discriminatory lending and other funding for persons
who modify their dwellings to accommodate disabilities; visibility and universal design;
green house building; how to specify and bid construction work; how to enter into
construction contracts; and how to manage construction contracts, including actions to
address the non-performance of contractors.
Displacement and Relocation Counseling: This counseling includes helping clients
understand their rights when faced with "displacement", explaining the responsibilities
of the entity causing the displacement, assisting clients with understanding eviction
proceedings, providing assistance with locating alternate housing, and referring clients to
homeless services.
Marketing and Outreach Initiatives: This includes providing general information
about housing opportunities and issues; conducting informational campaigns; advocating
with lenders for non-traditional lending standards; and raising awareness about critical
housing topics, such as predatory lending or fair housing issues.
1! air Housing: Affirmative fair housing outreach is always directed at those populations
least likely to seek counseling services. To do so, it may be necessary to broaden the
target areas or provide translation and interpretative services in languages other than
English in order to reach a greater variety of racial and ethnic minorities.
Colonias: These include one-on-one and group counseling to persons Located along the
southwest borders of AZ, CA, NM, and TX who have very low incomes in
cemeae charities er cerpw cm;sti
Ro~htg Co®seling Gtmt Appacation
OlAS-2008
communities located within 150 miles of the US -Mexico border. Agency provides
general information and educational programs related to homeownership, land
installment contracts, rental laws (tenants, landlord, issues, etc.).
A¢encv's Capability
Since 1965 Catholic Charities of Corpus Christi has labored to fulfill ow mission; to
provide services to people in need and to address social ills that undermine the dignity of
the person. As anon-profit, faith based organization; ow ultimate goal is to create
positive life changing opportunities for those in need without regard to color, race, or
creed. For over 42 years Catholic Charities has developed and implemented progi~ams
such as: Emergency Aid, Family Counseling, Immigration and Refugee Services, Offrce
for Persons with a Disability, Representative Payee Program, Rural Outreach Program,
and Housing Counsel ing-HUD Approved Program.
Since 2002 Catholic Charities Housing Counseling Program has developed mechanisms
for establishing and tracking individual benchmarks following HUD Housing Counseling
Program Handbook 7610.1 REV-4, Chg-2. Client participation in program and program
evaluation is accomplished through Home Counselor Online (HCO-HUD approved
software), word of mouth, referrals, advertisements, satisfaction surveys, outcome
assessment, and participation in leadership positions on boards and committees. These
mechanisms are the avenues for assuming responsibility and taking ownership of
community and individual client success. The Housing Counseling Department at
Catholic Charities has a staff of three HUD Certified Counselors that provide group
trainings and individual counseling in all components.
12FP Aclmowledgement -Provide an acknowledgement and certification that your
firm can and will meet all RFP provisions.
Enclosed is a copy of the following:
• Copy of ow last HUD Inspection
• Certificate of Approved HUD Housing Counseling Agency
® Staff training & certifications (additional certifications and trainings can be made
available upon request).
Catiiolic Charities of Corpw Christi
Hoosmg Comse~g 6raat Application
01-05-2008
Brief Narrative
Catholic Charities Housing Department mission is to promote family and individual self-
sufftciency and neighborhood stability by eliminating educational, financial, and
psychological/emotional barriers to successful home ownership through intermediate
stages of responsible rental housing tenures, and by building community partnerships that
create housing opportunities in coordination with other courses of social services.
Following this mrssion as we outlined throughout our proposal we are committed to
providing homeownership education, financial literacy, guidance, and one-on-one
counseling to families and/or individuals throughout the City of Corpus Christi and
surrounding communities. Based on the high numbers of foreclosures affecting our
Country (the City of Corpus Christi is no exception), we have placed emphasis on
foreclosure prevention and mortgage delinquencies by offering workshops, one-on-one
counseling, advocating to lenders for better terms and better Loan products. This
innovative community program provides services to low and moderate income families
including those living above a 100% of the Federal Poverty Guideline. For the past six
years this initiative has reached a greater variety of racial and ethnic minorities including
those living in Waal communities. Our program measures success by the number of
unduplicated clients and by the effectiveness of our program. During Fiscal Year 2006 -
2007 we provided services to 1,034 unduplicated clients reflected in our HUD Form
9902. This year we anticipate that with the difficulties facing homeowners our numbers
of unduplicated clients will grow. Our success will be measured by following the
examples of other projects where programs have been implemented and designed to meet
new challenges and the deliverance of services needed to fit the special needs of the
families and individuals we serve. As new challenges arise we will update our HUB
approved curriculum to reflect our community interest; we will ask our clients and others
involved to provide us with input, which will help us de}iver better services.
Leveraein¢ of Funds
HUB/Catholic Charities USA $45,000.00
Kenedy Memorial Foundation $17,000.00
Diocese of Corpus Christi Subsidy $15,121.00
CHRISTUS Health Funds $75,000.00
Bank of America Foundation $5,000.00
Catholic Glorifies orCerpue ChrYsN
HoasLig Coume0ng Grxef Appliradon
01.05-2008
Proposed Bud¢et
Eaaenaes Descriation Amount
Sal One F/1' Counselor $ 19 500.00
Benefits FIC Frin es Hos italization $ 8 200.00
Direct Client One - On -One Counseling (covers all mandatory HUD
Aid wmponents needed for the prevention of foreclosure and fora $ 15,000.00
successful homeownership), Credit Report Fees, and Credit
Re air.
Educational Pre-pwchase, Post-pwchase, Predatory Lending, Financial
Materials and Literacy (budget & money management, savings). $ 5,000.00
Worl:sho s
Other Su lies Office su ties os[a a co ies. $ 3 300.00
Adm. Ex erases Office S ace $ 5 000.00
TOTAL $56 000.00
Budeet Narrative: All totals proposed are based on a yearly budget Our hope is that
this grant initiative put forward by the 4 A Board can be expanded for an additional l2
months Please note that the deliverance of this type of program requires much
time, patience, and a great deal of commitment from all parties involved.
In order to provide and deliver an effective program we will have to add to our Housing
Counseling Department one additional full time counselor with all benefits.
Direct Cliem Aid is based on an additional 300 clients at $50.06 per client in a one-on-
one counseling session. This will also include a Tri-Merge Credit Report with scores in
the amount of $18.00 single person report and $20.00 for a joined account, this will allow
us to wave the fees to the client that in most instances cannot pay; in addition, this will
cover the update and repair of the individual's credit.
Educational materials have to be purchased through Fannie Mae, Freddie Mac, or
NeighborWorks; some materials are available free through HUD's Clips but because of
the many changes at the Federal level most of these materials have to be purchased
through sub-contracting companies. The average book costs us $1.50 and up. In
addition, as an approved HUD Housing Counseling Agency we have to issue approved
certificates of completion for each component and training a client attends and completes.
Other supplies -self explanatory
Adm. Expenses -self explanatory
Catholic Charities of Corpus Christi -Approved HUD Housing Counseling Agency is
committed to provide one-on-one counseling to an additional 300 clients and offer 12
additional workshops to 300 participants in English and 4 workshops to 30 participants in
Spanish.
CefRollc Charlttes o5 Corpw C6risH
Rowing Counseling Grunt Application
O1-05-21108
CITY OF CORPUS CHRISTI -DISCLOSURE OF INTERESTS
City of Corpus Christi Ordinance 17112, as amended, requires all persons or firms seeking to do business with the City to
provide the following information. Every question must be answered. If the question is not applicable, answer with "NA."See
the definitions for the Disclosure of Interest in Section II -General Information.
COMPANY NAME: CATHOLIC CHARITIES OF CORPUS CHRISTI
P. O. BOX:
STREET: 1322 Comanche Street CITY: Corpus Christi ZIP: 78401
FIRM is: 1. Corporation (^) 2. Partnership (^) 3. Sole Owner (^)
4. Association (^) 5. Other (®) Non-profit -Faith Base Oroanization
DISCLOSURE QUESTIONS
If additional space is necessary, please use the reverse side of this page or attach a separate sheet.
1. State the names of each "employee" of the City of Corpus Christi having an "ownership interest" constituting 3% or more of
the ownership in the above named "firm "
Name Job Title and City Department (if known)
NIA
2. State the names of each "official" of the City of Corpus Christi having an "ownership interest" constituting 3% or more of the
ownership in the above named "firm:'
Name Title
NIA
N/A
3. State the names of each "board member" of the City of Corpus Christi having an "ownership interest" constituting or more
of the ownership in the above named "firm "
NIA
Name
,~'
_~"~~
;~~~
(~~ ~:
i;~;~~1
W4L
Board, Commission, or Committee
4. State the names of each employee or officer of a "consultant" for the City of Corpus Christi who worked on any matter
related to the subject of this contract and has an "ownership interest" constituting 3% or more of the ownership in the above
named "firm "
NIA
Name
Consultant
CERTIFICATE
I certify that all information provided is true and correct as of the date of this statement, that I have pot knowingly withheld
disclosure of any information requested, and that supplemental statements will be promptly submitted to the City of Corpus
Christi, Texas as changes occur.
Certifying Persons > pry) ~ Title: Executive Director
Linda McKamie
11