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HomeMy WebLinkAboutC2014-294 - 9/25/2014 - NA CIO l‘\ FIRST AMENDMENT TO AGREEMENT This First Agreement ("First Amendment") to the Agreement dated October 15, 2010 (the "Agreement") by and between RecycleRewards, Inc. ("RecycleRewards") and the City of Corpus Christi ("Municipality"), is hereby entered into effective as of the date last executed ("First Amendment Effective Date") by RecycleRewards and Municipality. RecycleRewards and Municipality may be hereinafter referred to individually as a "Party" and collectively as the "Parties". WHEREAS, on October 15, 2010, RecycleRewards and Municipality entered into the Agreement; and WHEREAS, the Parties wish to hereby amend the Agreement pursuant to this First Amendment. NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties hereto agree as follows: 1. The Parties mutual agree to update the Incentive Recycling Program from its current form under the Agreement, "Community Weight Based", to an updated form, "Collect and Click", effective upon final execution of this First Amendment (the "Incentive Recycling Program Update Date"). RecycleRewards will provide the Collect and Click form of the Incentive Recycling Program to Municipality in accordance with the Service Overview under Schedule A herein. 2. In light of the Incentive Recycling Program update detailed above, the Parties further agree RecycleRewards will no longer provide nor maintain the Assets, as defined in the Agreement, and will remove the Assets, to include the Tags, within fifteen (15) business days from execution of this First Amendment. With specific regard to the Tags, RecycleRewards, in its sole discretion, will either collect or abandon in place the RFID tags within the foregoing fifteen (15) day period. On or after the foregoing 15-day period, Municipality has neither further responsibility nor liability for any of the Assets provided under the Agreement. 3. Section 5(A) of the Agreement will be deleted in its entirety and be replaced with the following A service charge of Sixty-two Cents ($0.62) per month per Eligible Household during the Term of the Agreement will be charged to Municipality. For purposes of this section, an Eligible Household has the meaning provided under Schedule A herein. 4. The Parties agree and acknowledge the Term as detailed under Section 2 of the Agreement shall remain the same and this Amendment has no effect on it. 2014-294 9/25/14 1 RecycleRewards Inc. INDEXED 5. The Agreement and this First Amendment constitutes the entire and complete understanding of the Parties regarding its subject matter and supersedes all written agreements and understandings between the Parties regarding its subject matter. Except as expressly amended and supplemented hereby, the Agreement shall remain in full force and effect. In the event of any inconsistency between the provisions of this First Amendment and the provisions of the remainder of the Agreement, the terms of this First Amendment shall prevail. Any capitalized term used but not defined herein shall have the meanings ascribed to them pursuant to the Agreement. Any additional or inconsistent terms on any other document shall be null and void. The Parties hereby acknowledge and accept the terms and conditions of this First Amendment as of the First Amendment Effective Date. IN WITNESS WHEREOF, the Parties hereto have executed this First Amendment to the Agreement as of the First Amendment Effective Date. RECYCLEREWARDS, INC. CITY OF CORPUS CHRISTI RBy: 11111-A4 Name: ?ANA_ We•D,J Name: i Yr, o Title: k.)? Title: 14,01 Date: el 11LA Date: q OP Apiroved as to form: — 04— eit Ass.. . t City Attorney I For City Attorney 2 SCHEDULE A SERVICE OVERVIEW I. General Overview Recyclebank, as defined in Exhibits C (Municipality Services Standards) and D (Scope of Supply Standards) in the Agreement, offers a rewards and loyalty program that encourages individuals to take every day environmentally-preferred actions, such as recycling at their homes, and in turn earn reward points ("Recyclebank Points" or "Points") that can be redeemed for various rewards through Recyclebank with national brand companies or local retailers (the "Rewards Program"). The Rewards Program is offered by Recyclebank in conjunction with its vast network of partnerships - municipalities, waste collectors, recycling companies, manufacturers, national and local retailers, and other third parties. The Rewards Program is accessible to registered participants (the "Recyclebank Member(s)" or "Member(s)") via our website, www.recyclebank.com (the "Site"). To become a Member, an individual must contact Recyclebank either online or by telephone and complete the membership registration. Recyclebank Membership is provided in accordance with the Recyclebank Membership Agreement (https://www.recyclebank.com/about-us/membership-agreement 1) and Recyclebank's Privacy Policy (https://www.recyclebank.com/about-us/privacy). The Rewards Program includes a "Home Recycling Program" available in select communities wherein the community's recycling program is provided to local residents along with Recyclebank's Rewards Program intended to incentivize them to recycle. In order to participate in a Home Recycling Program, an individual on behalf of his/her household must subscribe to the specific Home Recycling Program available in that individual's community. Subscription is required for participation in a local Home Recycling Program and is deemed membership to the Rewards Program under the Recyclebank Membership Agreement and Recyclebank's Privacy Policy. For purposes of this Agreement, the term Rewards Program and Home Recycling Program herein will have the same meaning. You, the Client, enter this Rewards Program Services Agreement with Recyclebank in order for Recyclebank to provide the Rewards Program to you and the "Eligible Households", understood to be the individual resident households located within the geographic region identified under the Agreement (the "Municipality") who are eligible to participate and are receiving services from the Municipality. Recyclebank will provide the management of the Rewards Program in accordance with this Agreement. Recyclebank will commence its services under the Agreement by assisting you with community outreach efforts to a) inform residents on their local recycling program and thereby b) drive participation through subscription to Recyclebank's Home Recycling Program, and c) ensure that all residents within the Municipality who recycle and are subscribed to participate in the Home Recycling Program with Recyclebank are rewarded for doing so through Recyclebank Points that they can redeem for rewards with Recyclebank. To participate in the Home Recycling Program, an individual residing in an Eligible Household within the Municipality must subscribe to the Home Recycling Program either through the Site 3 or by contacting Recyclebank's Customer Service Department by telephone. Each Eligible Household is limited to one (1) subscription. Individuals within the household, however, may register as Members directly with Recyclebank to engage in the Rewards Program separately from the Home Recycling Program. Subscription allows earning Points for the recycling conducted in the household and can also include additional Points earned by actively engaging through the Site which offers additional Point-earning opportunities, for example but not limited to, taking educational quizzes or pledging to do certain green action(s). All subscribed households receive a "Recyclebank Account" administered by Recyclebank. Those subscribed online can access their Recyclebank Account through the Site, view their Points, engage in Recyclebank's eCommerce platform as described herein for additional Points and redeem earned Points. Those subscribed outside of the Site can access their Recyclebank Account by calling the Customer Service Department or by other methods which may be made available at that time with notice to You and the subscribed households. Each subscribed household will have access to Recyclebank's network of retailers and brand manufacturers (the "Reward Partners") offering rewards in exchange for earned Points through Recyclebank's "Reward Catalog". A complete listing of Reward Partners can be found at http://www.Recyclebank.com/rewards. This list is subject to change from time to time in Recyclebank's sole discretion. Recyclebank is responsible for all reward fulfillment services. II. Home Recycling Program Specifications Under the Home Recycling Program, you will independently collect and communicate to Recyclebank the net weight of the recycled materials collected in each Route within the Municipality during each collection period. A "Route" is defined as a pick-up of recyclables within the Municipality conducted and completed within one (1) calendar day by a single truck. Prior to commencement of the Home Recycling Program in the Municipality, you will communicate a) the frequency of collections to determine collection periods in addition to b) Routes within the Municipality to be used during the Term of this Agreement. In the event you require amending the collection period(s) and/or the Route(s) for the remaining duration of the Term, you will provide Recyclebank five (5) business days' prior notice of the changes and any information necessary to support Recyclebank in updating its records to ensure subscribed household experience continuity and accurate reporting. Upon receiving net weight for a specific collection period for each Route, Recyclebank will determine the amount of Points earned within that Route and credit a portion of the Route's collective Points to each subscribed household within that Route. Subscribed households can also choose to report their individual recycling activity via the Site, the Recyclebank mobile application or by calling Recyclebank's Customer Service Department. If a subscribed household self-reports, Recyclebank will provide the subscribed household additional Points for each self- reporting activity in addition to the portion of Points received from Recyclebank's standard Point calculation described herein. 4 III. Recyclebank Responsibilities: Recyclebank will administer the Home Recycling Program in keeping with this Agreement by providing the following services: 1. Recyclebank Points Recyclebank will track Recyclebank Points through the administration of the Rewards Program. Recyclebank will calculate and credit Recyclebank Points on a scheduled basis. Calculations will be based on the route based weight of the recyclables collected when available, or using a best estimate determined solely at Recyclebank's discretion. The "Participating Household", understood to mean an Eligible Household which has subscribed to the Home Recycling Program, will receive the appropriate Points corresponding to the recycling activity in accordance with the Rewards Program specifications of this Agreement. The method of calculation of Recyclebank Points under the Home Recycling Program and generally the Rewards Program is proprietary to Recyclebank, determined solely by Recyclebank, and for purposes of the Home Recycling Program available in the Municipality calculated in accordance to the specifications detailed in this Agreement. 2. Reward Partner Set-up and Relations Recyclebank will provide Participating Households access to rewards through its Rewards Catalog which may be redeemed by using accrued Points and in turn received from the Reward Partners. Recyclebank will be responsible for contacting and setting up all Reward Partners including organizing and developing Reward parameters with each Reward Partner as follows: a. Recyclebank will determine potential third party retailers to include in Recyclebank's Reward Catalog as Reward Partners; and b. Recyclebank will prepare and execute the required agreement to on-board those Reward Partners and their respective reward offers in the Reward Catalog; and, when applicable, c. If the Municipality has 10,000 or more Eligible Households, Recyclebank will include local Reward Partners specifically tailored to the Municipality. To do so, Recyclebank will contact and explain the reward/redemption component of the Program to local businesses, such as community retailers/restaurants/entertainment and cultural venues. 3. Marketing Material a. E-newsletter & e-mail notifications. Recyclebank will provide Participating Households a monthly e-newsletter and weekly account updates via e-mail notifications to the e-mail address used to subscribe. Weekly e-mail updates may be transactional in nature indicating recent Point earning(s) and redemption, or informative regarding new Point earning opportunities available on the Site and recent efforts by Recyclebank. b. Marketing Material. Recyclebank will provide you with standardized, designed marketing templates, including approved artwork and copy ("Marketing Material") for you to use in conducting additional communication campaigns within the Municipality independently of Recyclebank's efforts under this Agreement. Any use 5 of the Marketing Materials by you or your agent in any marketing campaign will require Recyclebank's prior approval. c. Additional Marketing Support. If you require additional customization and marketing support in addition to the standard Marketing Materials, you may request for additional services. Upon review, Recyclebank will communicate whether it will be able to provide the requested additional marketing services at the additional fee of One Hundred Fifty Dollars ($150) per hour ("Marketing Fee"). Upon your approval, Recyclebank will commence providing these agreed upon additional marketing services and include the Marketing Fee as a reoccurring or one-time fee (depending on the services) in the monthly invoice(s) to you. Recyclebank does not guarantee personnel availability for additional customization beyond the standard materials provided within the Marketing Materials. You will be held accountable for only those additional costs and expenses, under this or any other provision of this Agreement, expressly authorized by you in writing. d. Final Approval. You may consult with Recyclebank on specific marketing methods, programs or community outreach ideas which may be available to promote the Rewards Program. Recyclebank expressly reserves the right to review and provide final approval on all marketing methods and materials used to promote the Rewards Program if its company name, registered trademark(s), trade dress, logo or any part of the Marketing Materials, in whole or in part, is included. 4. Account Management. a. Training. Recyclebank will provide training to your designated personnel on the Rewards Program, its process and procedures and all related materials. This designated personnel shall be identified and agreed upon by the Parties before training commences. b. Customer Service. Recyclebank will provide customer service made available to Participating Households via e-mail, internet and telephone. 5. Reporting. Recyclebank will provide you on a quarterly basis during the Term standard reporting that reflects the performance of the Rewards Program in the Municipality under this Agreement. The reporting will be in the format provided under Exhibit A herein which is provided strictly for informational purposes. All Participating Household data contained in the reporting is the exclusive property of Recyclebank and is provided to you under a limited, non-exclusive, non-transferable, revocable license during the Term of this Agreement. You will maintain all such data strictly confidential in keeping with this Agreement and will use the data for internal purposes only. You will not be entitled to receive, nor will Recyclebank be required to provide, any additional information Participating Households submit to Recyclebank which Recyclebank collects through its standard business practice in keeping with the Recyclebank Membership Agreement and its Privacy Policy. Recyclebank may from time to time update or modify its standard reporting provided under Exhibit A at its sole discretion without any requirement to provide prior notification or seek prior approval. Reporting may at times be delayed due to system updates, reporting updates, the late reception of data from you or your agent (e.g. hauler), or otherwise. Recyclebank will communicate outages or scheduled reporting 6 updates within a reasonable time and use best commercial efforts to minimize disruption in the reporting delivery and availability. If you wish to receive further information in addition to the information provided as part of the standard reporting, or amend the standard reporting to tailor to your specific qualifications, you may submit a detailed request to Recyclebank for prior review and approval. Upon review, Recyclebank will communicate whether it will be able to accommodate the reporting request and the additional fee associated with implementing the request ("Additional Reporting Fee"). If you agree, Recyclebank will commence providing such reporting and including the Additional Reporting Fee as a reoccurring fee in the monthly invoices to you. 6. Program Promotion and Material. You will work with Recyclebank to develop a joint marketing plan which may utilize joint resources to promote the Rewards Program. This effort will include, but not be limited to, developing promotional materials and participation in media and community events. Where Recyclebank secures a third party corporate sponsor for the Home Recycling Program under this Agreement, you agree to include the corporate sponsor of the Rewards Program in your promotional efforts and acknowledge and agree all references to such corporate sponsors and use of their respective trade names, trademarks, trade dress (collectively "Corporate Sponsor IP") is subject to those third parties' prior review and approval. When a third party sponsorship becomes available, it does not affect your Service Fee. The corporate sponsorship is intended to provide additional resources to promote the Home Recycling Program without any cost to you, the Client. If the corporate sponsorship requires certain engagement and/or effort by you, Recyclebank will seek your prior approval. You will use best efforts to actively promote the Rewards Program through the use of newsletters, e-mails, social media and interne properties within the Municipality in an effort to inform Eligible Households. Recyclebank will design and approve all promotional material to support this effort. IV. Client Responsibilities You are responsible for collecting the recycling weight data within the Municipality and communicating it to Recyclebank in a timely manner in order for Recyclebank to administer the Rewards Program. 1. Eligible Household Address Information. a. Moves/Additions/Changes. You or your agent is responsible for communicating to Recyclebank's Customer Service Department during the Term on a monthly basis any and all new and terminated Eligible Households within the Municipality. The weekly report shall be provided in a FTP transfer using the same format as the Address List. b. Route changes. In furtherance of sub-section above, you will promptly notify Recyclebank if there are any anticipated recycling pick-up Route changes following the launch of the Rewards Program or at any time during the Term of the Agreement to allow for proper administration of the Program. 7 2. Refuse & Recycling Data. a. Total Verified Weight. You agree to provide Recyclebank with certain refuse and recycling data collected within the Municipality. At the commencement of this Agreement, you will provide Recyclebank the total refuse and recycling tons collected within the Municipality for the fiscal year prior to Effective Date of this Agreement ("Total Verified Weight"), and thereafter, on the fifth(5th) business day of each calendar month during the Term the preceding calendar month's total refuse and recycling tons collected within the Municipality ("Monthly Total Verified Weight"). The Total Verified Weight should be provided in a manner whereby the information is presented on a month to month basis similar to Monthly Total Verified Weight. b. Platform Weight. In addition to the above, you will provide Recyclebank all recycling truck's activity per each Route and collection ("Platform Weight") conducted (weekly, biweekly, etc.) used to pick-up recycling in the Municipality. You will provide the Platform Weight within ten(10) business days from the actual pick-up date. c. The Total Verified Weight, Monthly Total Verified Weight and Platform Weight will be delivered to Recyclebank in either .csv, .xls, or .txt file format via FTP transfer. Truck Route Ticket Net Wt Unit Collection Date Ticket Date Ticket Time(EST) %RB total net date recycling time of dump; percentage of load that ticket number weight of unit of weight material on truck gross or tare time was from Recyclebank Description truck number route(s)run by truck associated with dump dump measure was collected date of dump is fine route(s) numeric or alphanumeric, depending on client's m/d/yyyy or m/d/yyyy or Format numeric naming convention alphanumeric numeric either tons or lbs mm/dd/yyyy mm/dd/yyyy Military hh:mm numeric;default to 100 Sample Entry 2 fRi-3A 463862 236 T 11/4/10 11/5/10 6:00 100 d. Data Transfer. You or your agent will be responsible for all monthly connectivity costs associated with the wi-fi or cellular Internet access necessary for storing, transmitting and downloading Recyclebank collected data. e. Data Reconciliation. You shall provide Recyclebank with all data reflecting the recycling activity during the preceding month as detailed under subsection (a), (b) and (c) above. Recyclebank shall use Platform Weights to credit Participating Households' Accounts reflecting their participating in the Home Recycling Program. Recyclebank reserves the right to use Monthly Total Verified Weight to credit participation provided this will not negatively impact the Participating Households. f. No or missing data. In the event that Recyclebank receives incomplete, inaccurate, or undeterminable refuse and recycling data due to a technical issue, or does not receive any data from you under this provision, Recyclebank will (i) promptly notify you to immediately address the issue and (ii) proceed to credit Points to Participating Households to make-up for recycling that is not recorded due to any operational or maintenance issue outside of Recyclebank's control. 8 EXHIBIT A Standard Reporting Format The reporting appearing below represents the format and information Recyclebank will provide you, the Client, as its standard reporting under the Agreement. This reporting example is provided strictly for informational purposes only and does not reflect the performance of any specific client nor the anticipated results of the Rewards Program in the Municipality. Recycling Reporting Anytown, USA September 2012 Recycle 9 Recyclebank Terminology+Definitions Anytown,USA TERMINOLOGY MATH DEFINITION Sep-12 REACH Locations Served A Addresses where the Recyclebank Recycling Program is offered 40,000 Subscribed Members B Residents signed up for the Recydebank Recycling Program(max.one per location served) 15,000 Subscription Rote B=A Residents signed up as a%of addresses where the Recydebank Recycling Program is offered 37.5% OPERATIONS Reported Partidpation Subscribed C Subscribed Members that reported that they recyded once or more during the month 10,000 Reported Participation Rote COB Percentage Subscribed Members that reported that they recycled once or more during the month 667% Weight Recyded(Lbs.) Subscribed Credited D Total weight credited to subscribed members 20,000 POINTS Points Credited Recycling E Points earned by Subscribed Members based on weight recycled 500,000 Other F Points earned by Subscribed Members based on all other activities 100,003 Total Points Credited E 600,000 Points Spent G Points spent by Subscribed Members 150,000 ENGAGEMENT Logins Total Logins H Total number of logins by Subscribed Members 2,000 Unique Logins I Unique count of Subscribed Members logging in at least once 1,800 %of Subscribed Members Logging-In loB 120% Rewards Ordered Total Checkouts I Number of times Subscribed Members ordered at least S Reward 1,100 Unique Members Ordering K Unique count of Subscribed Members ordering at least 1 Reward 900 %of Subscribed Members Ordering K 60% Total Rewards Ordered L Rewards ordered by Subscribed Members 1,400 Communitylmpact Estimated Dollars Saved M Estimated monetary value of actual Rewards Ordered.The potential savings Subscribed Members enjoyed from the Recydebank Program $12,000 Estimated Co-Spend N Represents the potential money spent at local and national businesses due to actual Recydebank Rewards Ordered $20,000 NOTE N/M means"Not Meaningful" 10 Recyclebank Recycling Reporting by Client-Program Summary Anytown,USA Updated through 09/30/2012 Oct-11 Nov-U Dee-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Last 12 Months REACH Locations Served 40,000 40,000 40,000 44000 40,000 40,000 40,000 40,033 40,000 40,000 40,000 40,000 Subscribed Members 15,003 15,000 15,000 15,000 15,000 15,000 15,000 '15,000 15,000 15,000 15,000 15,000 Subscription Rote 37.5% 375% 37.5% 37.5% 37.5% 37.5% 37.5% 375% 37.5% 37.5% 37.5% 37.5%p.. OPERATIONS Reported Partidpadon Subscribed 10,000 10,000 10,000 10,000 10,000 10,000 10,000 13003 10,000 10,000 10,000 10,000 Reported Participation Rote 667% 667% 667% 667% 667% 66.7% 66.7% 667% 66.7% 667% 667% 667%X'... Weight Recyded(lbs.) Subscribed Credited 200,000 203000 200,000 200,000 200,000 203003 200,000 205000 203000 200,000 205000 200,000 2,405000 POINTS Points Credited Reading 505000 500,000 500000 500,000 500,000 500,000 500,000 500,003 500,000 500.000 500,000 500,000 6,000,000 Other 123000 103,000 105000 103,030 103,003 100,000 100,000 105033 107,000 100,003 100,000 105000 1,200,000 Total Points Credited 600,000 603000 605000 600,000 630,030 605000 600,000 6(3000 605000 603,000 600,000 600000 7,205000 Points Spent 150,000 153000 150,000 150,000 150,030 150,030 150,000 150,000 150,000 150,000 150,033 150,000 1,800,000 ENGAGEMENT Login, Total Login% 2,300 2,000 2,030 2,000 2000 2,000 2,033 2,033 2000 2,000 2,030 2,000 24,000 Unique Login, 1,800 1,830 1,800 1,810 1,800 1,800 1,833 1,800 1,800 1,800 1,833 1,800 11,000 %of Subscribed Members logging-In 120% 120% 120% 120% 120% 120% 120% 120% 12.0% 120% 120% 120%R 733% Rewards Ordered Total Checkouts 1,100 1,100 1,100 1,100 1,100 1,100 1,130 1,103 1,100 1,100 1,100 1,100 13,203 Unique Members Ordering 900 903 900 933 900 933 930 930 900 800 903 900 6,000 %of Subscribed Members Ordering 60% 60% 60% 60% 60% 60% 6.0% 60% 6.0% 60% 60% 60%6 400% Total Rewards Ordered 1,400 1,403 1,403 1,433 1,403 1,40) 1,433 1,40) 1,400 1,400 1,400 1,400 16,830 Community Impact Estimated Dollars Saved 512,030 512,000 $12,000 512,000 512,000 512,000 $12,000 $12,000 512,000 $12003 $12,000 $12,000 $144,000 Estimated Co-Spend 523330 520,000 $20.070 $200]0 $20033 Max $23033 $23070 $23000 $20.030 $25000 $20000 $240,000 11 Recyclebank Anytown, USA Subscription 45.000 __-.._ _.. _------.. --- - - --- 40.0% 40,000 35.0% 35,000 - 30.0% 41 2 30,000 t 25.0% H 25,000 _0 O N 20.0% Q. 1 20,000 -- ------ > _0 15.0% ' j :::: 10.0% 5,000 5.0% Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Subscribed Members Locations Served Subscription Rate Reported Participation 45,000 -- - 70.0% 40,000 -, 60.0% 35,000 _......_..__... _ _._- ----- C O 50.0% a 30,000 _. _ _.. __._- ---- --- o C 0 0.• 25,000 -.... ___-...__ ................. ............................- -- 40.0% a cu a a 20,000 — - — Vf 30.0% -0 N a+ � O Q :: 15,000 co u CC 0 20.0% --- 10.0% 5,000 0 0.0% Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 INISIIN Subscribed locations Served Reported Participation Rate 12 Recyclebank Anytown, USA Engagement 2,000 -- 14.0% 1,800 — 12.0% 1,600 — C •L 'C 1,400 — 10.0% L W E :: .111 ,.IIII ! II :0% CU 1 800 ■ • ■ ■ III ■ ■ ■ 6.0% 7 600 — 1 ill I ii 17 4.0% p 1III 400 2.0% 200 1 1 1 i . . 1 - 0.0% Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 MN Unique Logins limmoloUnique Members Ordering %of Subscribed Members Logging-In Rewards 1,600 – $25,000 1,400 — $20,000 > c� 1,200 H L Q 0 1,000 — $15,000 13. E_ o 800 �y 12 O 3 C1 $10,000 0. it 600 — —1 ____ --- — .– VI 0 V d 4, $5,000 7, in LU 200